Hello again podcast listeners!! In this episode of Wine and Dime, I sit down with Joe Messinger. Joe is a Co-Founder of both Capstone Wealth Partners and College Aid Pro. Both of these firms focus on helping college students, and their parents make sound decisions on how to plan for college. As many of you know, this is a topic near and dear to my heart. I truly enjoyed my conversation with Joe and I think you all can get a lot out of this episode. So sit back with you favorite Cab Franc and enjoy the episode!
Joe Messinger, CFP®, ChFC®, CLU®
Co-founder & Director of College Planning
16 years of financial services experience
B.S. from Penn State in 2000
Certified Financial Planner (CFP®) in 2014
Chartered Financial Consultant (ChFC®) in 2011
Member of FPA (Financial Planning Association)
Columbus Business First “Forty Under 40” Class of 2013
Joe is a leading authority on late-stage college funding. He frequently speaks to organizations and parent groups such as BMI Credit Union, Westerville City Schools, At the Core, Collegewise, and I Know I Can, among others. He is also a highly regarded thought leader in the financial planning community, frequently speaking at industry conferences about his College Pre-Approval™ process. In addition, he regularly provides continuing education for Certified Public Accountants and Certified Financial Planners™ through the Financial Planning Association, XY Planning Network, and Ohio Society of Certified Public Accountants. He has also been published in the Journal for Financial Planning.
6037 Frantz Rd. – Ste 104
Dublin, OH 43017
We chose the name “Capstone” to reflect our firm’s focus on college planning (“capstone” refers to a student’s final course of subject mastery in a higher education setting). We included “Partners” in the name to signify our intent with client relationships – that is, a real partnership built on trust and not just a one-time sales transaction.
College Funding Services (CFS) and Capstone College Partners have joined to create a brand-new college planning software for financial advisors, College Aid Pro™. As thought-leaders in the neglected area of helping families navigate the college-funding maze, CFS and Capstone College Partners are both dedicated to raising the bar in college funding advice.
Gen X parents will tell you their number one financial concern is paying for their children’s college, but financial advisors aren’t trained to help families effectively in this area. College Aid Pro™ was developed the make creating a detailed college plan for your clients easier, leading to better financial outcomes.
With the changing college-funding landscape, financial professionals can no longer simply tell families to save more. Helping financial advisors end the student loan crisis one family at a time, College Aid Pro is the premier tool for serving Gen X clients in a more effective and holistic way. You’ll soon find yourself working faster and with a more thorough college plan than ever before.
ABOUT THE WILLAMETTE VALLEY
The Willamette Valley, Oregon’s leading wine region, has two-thirds of the state’s wineries and vineyards and is home to more than 500 wineries. It is recognized as one of the premier Pinot noir producing areas in the world.
The Willamette Valley is a huge and varied appellation that includes six sub-appellations: Chehalem Mountains, Dundee Hills, Eola-Amity Hills, McMinnville, Ribbon Ridge and Yamhill-Carlton.
Buffered from Pacific storms on the west by the Coast Range, the valley follows the Willamette River north to south for more than a hundred miles from the Columbia River near Portland to just south of Eugene. To the east, the Cascade Range draws the boundary between the Willamette Valley’s misty, cool climate and the drier, more extreme climate of eastern Oregon.
At its widest point, this long, broad valley spans sixty miles. Overall, the climate boasts a long, gentle growing season – warm summers with cool evenings; bursts of Indian summer into fall; mild winters followed by long springs. In ideal years the maritime climate provides the best conditions possible for growing the cool-climate grape variety for which Oregon is best known: Pinot noir. In lesser years, fall weather can be tricky, causing winemakers to pull their hair. By this measure the Willamette Valley compares favorably with the Burgundy and Alsace regions of France. And, like it or not, the often finicky Willamette Valley climate is the promised land for Pinot noir in America. Wineries also produce Pinot gris, Pinot blanc, Chardonnay, Riesling, Melon, Gewürztraminer, sparkling wine, Sauvignon Blanc and some Syrah, Cabernet, and Merlot among other lesser-known varieties.
The Willamette Valley wineries are a popular tourist destination, with the area boasting a luxury destination resort, several high-end inns and many delightful bed & breakfasts. The valley also offers a long list of fine dining restaurants. An additional advantage for the wine tourist is the proximity of the wineries to Portland. From Portland, tourists can visit the Willamette Valley winery of their choice in anywhere from 45 minutes to two hours.