Monday Morning Quarter-Buck 09/17/2018: Have Courage and Be Kind, by Kate Welker

In this edition of the Monday Morning Quarter-Buck, Planner Kate Welker explores courage.  It’s funny how life is so circular sometimes! One of my favorite quotes is “Be kinder than necessary for everyone you meet is fighting some kind of battle in their journey," which is exactly what Kate’s “be kind” comment suggests.  I’ve noticed in my life that courage comes easier when you don’t go it alone, so perhaps that is one of the answers as well.

Monday Morning Quarter-Buck 09/10/2018: "Free" Money by Becky Partridge

“Life is about events, supported by dollars and cents.” - Amy Irvine

Last week Brent and I spent the week traveling through Massachusetts visiting with clients as well as enjoying a little vacation time.  Normally when we travel, I work and he drives; but this “workcation” was different! We were traveling through areas that had no cell service, thus no internet and no work.  I was required to sit back and enjoy the view (or smell the roses) and it was delightful!

The weather was hot and sunny, which as many of you know is exactly what I enjoy.  We wandered back on Friday enjoying a different path than we had ventured on the way out there.  Although I always enjoy visiting Cape Cod, if you have never been to the hills of Massachusetts, I would highly recommend it!  

Monday Morning Quater-Buck 08/27/2018: Introduction to Kim Anderson

“Coaching is unlocking a person’s potential to maximize their own performance.  It’s helping them to learn rather than teaching them.”  Tim Gallwey

I am honored by all the comments I received a few weeks ago regarding the Monday Morning Quarter-Buck and unexpected events in life.
In that article, I mentioned that I have been working with a couple of coaches myself this year, as well as interviewing a number of them on the podcast.  In Episode 26, we interviewed a career coach - Carla Sessions.   Carla is a “career changer” or what I like to call encore career, it’s worth a listen if you would like to enhance or change your career: Wine and Dime Episode 26 - Coaching with Carla Sessions
Why am I bringing this up now?  Well, we are very excited to announce the addition of three “career changers” to our team.

This week we’d like to introduce Kim Anderson to you.  Kim is a northern Minnesota native who has lived in the Fargo/Moorhead area since 1994.  Kim graduated from MSU-Moorhead with a degree in Construction Management and obtained her CPA designation in 2012.  Kim has been involved in both business accounting and personal finance for many years.  

Monday Morning Quarter-Buck 08/20/2018: Teach Children About Money, by Kate Welker

"Though small was your allowance, you saved a little store: and those who save a little shall get a plenty more." William Thackeray

In our household we save our loose change for vacation. We have a special savings fund for the big expenses, like hotel and travel, but the change is for the extra fun money. My bank does not want the change rolled. That is nice when it comes to the time that requires, but I miss the satisfaction of sorting and counting out the piles.

Monday Morning Quarter-Buck 8/13/2018: Investing for a Brighter Tomorrow, by Becky Partridge

Coming out of college, many recent graduates land their first “real job,” and with that job generally comes a nice paycheck.
It’s tempting to consistently go out and treat yourself because for the first time in your life you all of a sudden have “so much” money. Especially when you are used to living off a budget that consists of eating Ramen noodles. I’m not saying that you shouldn’t reward yourself for all of your hard work and dedication, but just be conscientious of how often and how much you are treating yourself to.

Monday Morning Quarter-Buck 07/23/2018: Failure Leading to Success by Matt Fizell

“I’ve missed more than 9000 shots in my career.  I’ve lost almost 300 games. 26 times, I’ve been trusted to take the game winning shot and missed.  I’ve failed over and over again. That is why I succeed.”

-Michael Jordan

We’ve all been there before… Whether it is coming up short on a personal goal like retirement or taking a vacation, failing to land the job we interviewed for or not getting the promotion we expected, not getting a passing score on an exam, we all have our failures. The thought of failing is always in the back of our minds and as human beings our brain has a natural instinct to protect us from pursuing the possibilities of improving our lives. The truth is, without failure we will never be able to succeed and some of the most successful people we hear about in the news are just really good at failing.  If you have ever let a failure hold you back from trying again, this is the article for you!

Monday Morning Quarter-Buck 07/02/2018: Meet Becky!

“A Strong Woman looks a challenge dead in the eye and gives it a wink.” – Gina Carey

 Last week I introduced you to Matt Fizell and promised more to come about Becky Partridge as well.  Becky started with us in April as an intern while she was finishing up her degree in Financial Planning from Alfred State.  We sure are glad she picked us and we are super excited that she has agreed to stay with us beyond her internship!

A now, a little bit about Becky …

Monday Morning Quarter-Buck 06/25/2018: Time Management

“Either Run the Day OR the Day Runs You.” - Jim Rohn

I can’t believe that it is the last week of June!  Where did the time go? In just 6 days, half of 2018 will be over.   Will you be making any mid-year adjustments based on the first half of 2018?   I’m excited to announce that we are! Earlier this year we added Kate Welker to the team and she has been a wonderful addition.  Then we added Becky Partridge as an intern and she was a wonderful addition (stay tuned for more about Becky next week). Now we are excited to announce that we’ve added Matthew Fizell to the team.  

As you will read below, Matt lives in Madison, Wisconsin.  Matt heard me on a podcast where I mentioned my firm had grown to the size where I really needed to decide if I was going to hire or stop taking on clients.  He called me and said, “I’d like to work with you, so that you can continue sharing your talents with the world.” That day we spent over 90-minutes on the phone and over the course of last fall, winter, and this spring, we continued to chat about how he could work with the firm remotely as a part-time para-planner.  

Monday Morning Quarter-Buck 06/18/2018: Controlling Your Finances by Kate Welker

I recently spoke with someone who told me “I have a good job, I have a budget, but I feel like I just can’t make it.” A report by CareerBuilder last summer stated that 78% of U.S workers live paycheck to paycheck and 10% of those struggling make over $100,000.  In our society of easy to obtain credit cards, outstanding student loan balances hitting $1.5 trillion, and often just a general lack of financial knowledge there are many people struggling to “make it.”

This makes me think of getting on a fast moving treadmill without the controls.  Once you are on the belt you have to keep moving and as long as you take steady steps, you will stay on upright.